@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&display=swap');
:root{--primary:#20a2f5;--primary-dark:#1688d4;--primary-soft:#e8f5fe;--ink:#1e293b;--heading:#1e293b;--muted:#94a3b8;--text-soft:#64748b;--line:#e8edf3;--pale:#f8fafc;--dark:#202942;--white:#fff;--radius:6px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:80px}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,Arial,sans-serif;font-size:15px;line-height:1.8}a{color:inherit;text-decoration:none}button,summary{font:inherit}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Inter,Arial,sans-serif;color:var(--heading);font-weight:600;line-height:1.5;letter-spacing:0}h1{font-size:clamp(2.1rem,4vw,3rem)}h2{font-size:clamp(1.65rem,2.8vw,2.25rem)}h3{font-size:1.15rem}.container{width:min(1140px,calc(100% - 48px));margin-inline:auto}.skip-link{position:absolute;left:16px;top:-80px;padding:10px 16px;background:#fff;z-index:100}.skip-link:focus{top:8px}a:focus-visible,summary:focus-visible{outline:3px solid #9bd5fb;outline-offset:3px}

/* Header */
.site-header{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 4px 18px #1e293b0f}.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:28px}.wordmark{font-family:Inter,Arial,sans-serif;color:var(--heading);font-weight:700;font-size:1.45rem;letter-spacing:.04em;line-height:1.15;max-width:min(340px,40vw);overflow-wrap:anywhere;flex:0 1 auto;min-width:0}.desktop-nav{display:flex;align-items:center;gap:clamp(16px,2.4vw,34px);font-size:.78rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;white-space:nowrap}.desktop-nav a{transition:color .2s}.desktop-nav a:hover,.site-footer a:hover{color:var(--primary)}.header-cta{display:inline-flex;align-items:center;padding:8px 22px;border-radius:var(--radius);background:var(--primary);color:#fff;font-size:.74rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;box-shadow:0 3px 5px #20a2f51a;transition:background .2s}.header-cta:hover{background:var(--primary-dark)}.mobile-nav{display:none}

/* Hero */
.hero{background:var(--pale);color:var(--ink);position:relative;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:70px;min-height:620px;padding-block:80px}.hero-copy{position:relative;z-index:1}.hero h1{max-width:560px;margin:0 0 20px}.hero-copy>p{max-width:480px;color:var(--text-soft);font-size:1.05rem;line-height:1.8;margin-bottom:30px}.eyebrow{display:inline-block;color:var(--primary);font-size:.72rem;font-weight:600;letter-spacing:.1em;margin-bottom:16px}.eyebrow.light{background:var(--primary);color:#fff;padding:4px 10px;border-radius:var(--radius);letter-spacing:.06em;margin-bottom:22px}.text-link{display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;color:#fff;background:var(--primary);border:1px solid var(--primary);padding:11px 26px;border-radius:var(--radius);box-shadow:0 3px 5px #20a2f51a;transition:background .2s,color .2s}.text-link:hover{background:var(--primary-dark);border-color:var(--primary-dark)}.text-link span{font-size:1rem}.text-link.light-link{color:#fff}

.hero-visual{position:relative;min-height:500px;display:flex;align-items:center;justify-content:flex-end}.hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:63% center;border-radius:var(--radius)}.visual-orbit{display:none}.finance-card{position:relative;z-index:2;background:#fff;color:var(--ink);padding:18px 20px;border-radius:var(--radius);box-shadow:0 20px 50px #1e293b2e;width:270px;margin:0 22px -150px 0}.card-top,.display-head,.panel-top{display:flex;justify-content:space-between;gap:15px;font-size:.66rem;font-weight:600;letter-spacing:.12em;color:var(--muted)}.card-dots{letter-spacing:3px}.finance-card h2{font-size:1rem;margin:8px 0 12px}.chart{height:65px;display:flex;align-items:flex-end;justify-content:space-between;gap:7px}.chart span{flex:1;min-width:0;border-radius:3px 3px 0 0;background:linear-gradient(#7cc9f9,var(--primary))}.chart span:nth-child(2n){background:linear-gradient(#cfeafd,#9bd5fb)}.card-rule{height:1px;background:var(--line);margin:12px 0 6px}.card-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:3px 0;font-size:.68rem}.card-row span{color:var(--text-soft)}.card-row b{font-size:.66rem;font-weight:600}.floating-note{position:absolute;z-index:3;left:-18px;bottom:23px;display:flex;gap:12px;align-items:center;padding:13px 18px;background:#fff;color:var(--heading);border-radius:var(--radius);box-shadow:0 14px 36px #1e293b2e;font-size:.82rem;font-weight:600}.note-icon{display:grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--primary-soft);color:var(--primary)}

/* Sections */
.section{padding-block:96px}.section-heading{margin-bottom:44px}.section-heading h2{margin-bottom:0}.section-heading p{color:var(--muted);font-size:1rem}.split-heading{display:grid;grid-template-columns:1fr 420px;align-items:end;gap:50px}.split-heading p{margin-bottom:0}
.principle-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.principle{position:relative;padding:40px 28px 36px;background:var(--primary);color:#fff;border-radius:var(--radius);min-height:260px;transition:transform .25s,box-shadow .25s}.principle:hover{transform:translateY(-4px);box-shadow:0 18px 36px #20a2f540}.principle-number{position:absolute;right:26px;top:22px;font-size:.78rem;color:#ffffffa6;font-weight:600}.principle-symbol{display:grid;place-items:center;width:48px;height:48px;margin:0 0 22px;border-radius:50%;border:1.5px solid #ffffffb3;color:#fff;font-size:1.6rem;font-weight:500}.principle h3{margin-bottom:10px;color:#fff}.principle p{margin-bottom:0;color:#ffffffcc;font-size:.95rem}

.budget-section{background:var(--pale)}.two-column{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:clamp(48px,8vw,110px)}.budget-visual,.digital-visual{position:relative;background:var(--pale);border:1px solid var(--line);border-radius:var(--radius);padding:20px}.budget-section .budget-visual{background:#fff}.budget-photo,.digital-photo{display:block;width:100%;height:390px;object-fit:cover;border-radius:var(--radius)}.budget-display{position:relative;margin:-72px 0 0 auto;width:88%;max-width:none;background:#fff;box-shadow:0 18px 50px #1e293b1f;border:1px solid var(--line);border-radius:var(--radius);padding:26px 30px}.budget-display .display-head{margin-bottom:14px}.display-line{display:flex;justify-content:space-between;gap:15px;font-size:.9rem;font-weight:500;margin:10px 0 5px}.display-line strong{color:var(--heading);font-weight:600}.meter{height:7px;background:#e8eef5;border-radius:20px;overflow:hidden}.meter span{display:block;height:100%;background:var(--primary);border-radius:20px}.meter.muted span{background:#9bd5fb}.meter.accent span{background:var(--dark)}.budget-display p{font-size:.74rem;color:var(--muted);margin:15px 0 0;line-height:1.6}.section-copy h2{margin-bottom:16px}.section-copy>p{color:var(--muted);font-size:1rem}.check-list{padding:0;list-style:none;margin:24px 0 30px}.check-list li{position:relative;padding-left:30px;margin:8px 0;color:var(--text-soft);font-size:.92rem}.check-list li:before{content:'✓';position:absolute;left:0;top:5px;display:grid;place-items:center;width:18px;height:18px;border-radius:50%;border:1.5px solid var(--primary);color:var(--primary);font-size:.62rem;font-weight:700;line-height:1}

.section-heading.centered{text-align:center;max-width:640px;margin-inline:auto}.section-heading.centered h2{margin-bottom:12px}.timeline{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:56px}.timeline:before{content:'';height:2px;position:absolute;top:23px;left:16%;right:16%;background:var(--line)}.timeline article{text-align:center;position:relative;padding:0 24px}.timeline-mark{display:grid;place-items:center;width:48px;height:48px;margin:0 auto 24px;background:var(--primary);color:#fff;border:6px solid var(--primary-soft);border-radius:50%;font-weight:600}.timeline h3{margin-bottom:8px}.timeline p{color:var(--muted);font-size:.93rem}

.loan-section{background:var(--primary);color:#fff;position:relative;overflow:hidden}.loan-section:before{content:'';position:absolute;width:520px;height:520px;border-radius:50%;background:#ffffff14;right:-140px;top:-200px}.loan-grid{position:relative;display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:center}.loan-grid h2{max-width:520px;color:#fff}.loan-grid>div>p{color:#ffffffdb;max-width:500px;font-size:1rem}.loan-terms{border-top:1px solid #ffffff59}.loan-terms>div{padding:20px 0;border-bottom:1px solid #ffffff59}.loan-terms span{color:#fff;font-size:.72rem;font-weight:600;letter-spacing:.12em}.loan-terms p{margin:5px 0 0;color:#ffffffe6;font-size:.95rem}

.digital-section{background:#fff}.digital-panel{position:relative;width:88%;margin:-80px 0 0 auto;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 18px 50px #1e293b1f;padding:24px 30px}.panel-top{padding-bottom:14px;border-bottom:1px solid var(--line)}.panel-top span:last-child{font-size:1.2rem;line-height:.9;color:var(--primary)}.panel-item{display:flex;gap:16px;padding:14px 0;border-bottom:1px solid var(--line)}.panel-item:last-child{border-bottom:0;padding-bottom:0}.panel-check{flex:0 0 28px;display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--primary-soft);color:var(--primary);font-weight:700;font-size:.8rem}.panel-item strong,.panel-item small{display:block}.panel-item strong{font-weight:600;color:var(--heading);font-size:.92rem;line-height:1.5}.panel-item small{margin-top:2px;color:var(--muted);font-size:.82rem;line-height:1.5}

.faq-section{background:var(--pale)}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:90px}.faq-grid>div>p{color:var(--muted);max-width:390px}.faq-list{display:grid;gap:12px}.faq-list details{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px 22px}.faq-list details[open]{border-color:#bfe3fb;box-shadow:0 8px 24px #20a2f51a}.faq-list summary{position:relative;cursor:pointer;list-style:none;padding-right:36px;font-weight:600;color:var(--heading)}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:'+';position:absolute;right:0;top:-5px;display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--primary-soft);font-size:1.2rem;color:var(--primary);font-weight:500}.faq-list details[open] summary:after{content:'−';background:var(--primary);color:#fff}.faq-list p{color:var(--text-soft);margin:12px 30px 0 0;font-size:.93rem}

/* Footer */
.site-footer{background:var(--dark);color:#adb5bd;padding-top:64px}.footer-top{display:grid;grid-template-columns:1.3fr .8fr 1fr 1.2fr;gap:40px;padding-bottom:56px}.footer-about p{max-width:300px;margin:0;color:#adb5bd;font-size:.95rem}.footer-col h6{margin:0 0 22px;color:#fff;font-size:.78rem;font-weight:600;letter-spacing:.1em}.footer-col ul{list-style:none;margin:0;padding:0}.footer-col li{margin-bottom:10px}.footer-col li a{position:relative;padding-left:20px;color:#adb5bd;font-size:.92rem;transition:color .2s,padding .2s}.footer-col li a:before{content:'';position:absolute;left:3px;top:50%;width:6px;height:6px;border-top:1.5px solid currentColor;border-right:1.5px solid currentColor;transform:translateY(-50%) rotate(45deg)}.footer-col li a:hover{color:var(--primary);padding-left:24px}.footer-contact p{color:#adb5bd;font-size:.92rem;margin:0 0 14px}.footer-mail{display:inline-block;padding:9px 16px;border-radius:var(--radius);background:#2f405d;color:#dee2e6;font-size:.92rem;overflow-wrap:anywhere;transition:background .2s,color .2s}.footer-mail:hover{background:var(--primary);color:#fff!important}
.footer-mid{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:28px 0;border-top:1px solid #ffffff1a}.footer-wordmark{color:#fff;font-size:1.5rem}.footer-mid nav{display:flex;flex-wrap:wrap;gap:6px 26px;font-size:.9rem}.footer-mid nav a{position:relative;color:#dee2e6}.footer-mid nav a:before{content:'·';margin-right:8px;color:#8d97a8}
.footer-bottom{border-top:1px solid #ffffff1a;text-align:center;padding:24px 0 28px;color:#dee2e6;font-size:.88rem}

/* Responsive */
@media(max-width:1000px){.desktop-nav,.header-cta{display:none}.mobile-nav{display:block;position:relative}.mobile-nav summary{display:flex;flex-direction:column;justify-content:center;gap:5px;width:42px;height:42px;cursor:pointer;list-style:none}.mobile-nav summary::-webkit-details-marker{display:none}.mobile-nav summary span{display:block;width:25px;height:2px;background:var(--heading)}.mobile-nav nav{position:absolute;right:0;top:54px;min-width:230px;background:#fff;color:var(--ink);box-shadow:0 18px 48px #1e293b2e;border:1px solid var(--line);border-radius:var(--radius);padding:10px}.mobile-nav nav a{display:block;padding:9px 12px;font-weight:600;font-size:.88rem}.mobile-nav nav a:hover{color:var(--primary)}.hero-grid{gap:36px}.loan-grid,.faq-grid{gap:55px}}
@media(max-width:720px){.container{width:min(100% - 32px,1140px)}.header-inner{min-height:64px}.wordmark{max-width:calc(100vw - 110px);font-size:1.1rem}.hero-grid{grid-template-columns:1fr;padding:56px 0 70px;gap:44px;min-height:0}.hero-copy>p{font-size:1rem}.hero-visual{min-height:360px}.finance-card{width:220px;margin:0 10px -155px 0}.floating-note{left:4px;bottom:15px;max-width:220px}.section{padding-block:68px}.split-heading,.two-column,.loan-grid,.faq-grid{grid-template-columns:1fr;gap:34px}.section-heading{margin-bottom:30px}.principle-grid{grid-template-columns:1fr;gap:16px}.principle{min-height:0;padding:34px 26px 28px}.budget-photo,.digital-photo{height:290px}.budget-visual,.digital-visual{padding:14px}.budget-display,.digital-panel{width:94%;margin-top:-45px;padding:22px}.reverse .section-copy{order:1}.reverse .digital-visual{order:2}.timeline{grid-template-columns:1fr;gap:22px;margin-top:35px}.timeline:before{display:none}.timeline article{text-align:left;padding:0 0 0 68px;min-height:48px}.timeline-mark{position:absolute;left:0;top:0;margin:0}.timeline h3{padding-top:9px}.footer-top{grid-template-columns:1fr 1fr;gap:35px}.footer-about{grid-column:1/-1}.footer-contact{grid-column:1/-1}.footer-mid{flex-direction:column;align-items:flex-start}}
@media(max-width:440px){.finance-card{width:195px;padding:13px;margin-bottom:-130px}.finance-card .card-row,.finance-card .card-rule{display:none}.floating-note{font-size:.7rem;padding:10px 12px;bottom:32px;left:0}.hero-photo{object-position:57% center}.footer-top{grid-template-columns:1fr}.footer-about,.footer-contact{grid-column:auto}.faq-list summary{font-size:.92rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition-duration:.01ms!important;animation-duration:.01ms!important}}

/* Slider */
.hero-photo{object-position:80% center}
.slider-section{position:relative;background-size:cover;background-position:center;color:#fff;padding-block:110px;overflow:hidden}.slider-overlay{position:absolute;inset:0;background:linear-gradient(90deg,#202942ee 0%,#202942b3 55%,#20294266 100%)}.slider{position:relative}.slides{position:relative;min-height:230px}.slide{position:absolute;inset:0 auto auto 0;max-width:560px;opacity:0;transform:translateX(24px);animation:slide-cycle 18s infinite}.slide:nth-child(2){animation-delay:6s}.slide:nth-child(3){animation-delay:12s}.slide h2{color:#fff;margin-bottom:14px}.slide p{color:#ffffffd1;font-size:1.05rem;margin:0}.slider-dots{display:flex;gap:8px;margin-top:20px}.slider-dots i{width:10px;height:10px;border-radius:50%;background:#ffffff59;animation:dot-cycle 18s infinite}.slider-dots i:nth-child(2){animation-delay:6s}.slider-dots i:nth-child(3){animation-delay:12s}
@keyframes slide-cycle{0%{opacity:0;transform:translateX(24px)}5%,30%{opacity:1;transform:none}35%,100%{opacity:0;transform:translateX(-24px)}}
@keyframes dot-cycle{0%,33%{background:var(--primary);width:26px;border-radius:10px}34%,100%{background:#ffffff59;width:10px}}
@media(max-width:720px){.slider-section{padding-block:70px}.slides{min-height:270px}}
@media(prefers-reduced-motion:reduce){.slide{animation:none;position:static;opacity:1;transform:none;margin-bottom:28px}.slides{min-height:0}.slider-dots{display:none}}

/* Hero som i Finbie: foto i full höjd till högerkanten */
.hero{background:var(--pale)}.hero-grid{grid-template-columns:1fr;min-height:640px;padding-block:90px}.hero-copy{max-width:520px}.hero h1{max-width:520px;line-height:1.55;margin-bottom:18px}.hl{background:linear-gradient(transparent 82%,var(--primary) 82%,var(--primary) 92%,transparent 92%);padding-bottom:2px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:22px}.text-link.outline-link{background:transparent;color:var(--primary);box-shadow:none}.text-link.outline-link:hover{background:var(--primary-soft);border-color:var(--primary);color:var(--primary)}.hero-points{display:flex;flex-wrap:wrap;gap:8px 22px;list-style:none;margin:0;padding:0;color:var(--muted);font-size:.85rem}.hero-points li:before{content:'✓';color:var(--primary);margin-right:8px;font-weight:700}
.hero-visual{position:absolute;top:0;right:0;bottom:0;width:50%;min-height:0;display:block}.hero-photo{border-radius:0;object-position:78% center}.hero-visual:after{display:none}.hero-visual .finance-card{position:absolute;left:36px;bottom:36px;margin:0;width:265px;transform:none}.hero-visual .floating-note{left:auto;right:30px;bottom:auto;top:36px}
@media(max-width:1000px){.hero-copy{max-width:none}}
@media(max-width:720px){.hero-grid{min-height:0;padding:56px 0 40px}.hero-visual{position:relative;width:100%;height:380px;margin-top:0}.hero{padding-bottom:0}.hero-grid{padding-bottom:40px}.hero-visual .finance-card{left:14px;bottom:14px;width:210px;margin:0}.hero-visual .floating-note{right:14px;top:14px;left:auto;max-width:190px}}
@media(max-width:440px){.hero-visual .finance-card{width:180px}}